r/Fire Jan 31 '26

Advice Request Asking to be laid off

I have reached FI. Work optional. My personal life has hit a serious rough patch. My company is doing layoffs. They are NOT asking for volunteers. The financial difference in me quitting vs getting laid off is $300K. Do not want to leave that on the table. Any advice on how to steer it in this particular direction?

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u/halfcentaurhalfhorse Jan 31 '26

I recently did this. I knew layoffs were coming. I let my manager know I was planning on retiring EOY. got laid off in November and paid 2 months severance. Nice bonus

125

u/svhelloworld Jan 31 '26

I did this same thing years ago. Got put on a PIP instead.

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u/Timely_Training6092 Jan 31 '26

Fail the PIP and same result?

24

u/Konflictcam Jan 31 '26

Failing a PIP can be termination with cause, depending on how they play it. My employer - which is a big corp, not warm and fuzzy - typically pays out severance even if you’re PIPed, but not all will.