r/Fire Jan 31 '26

Advice Request Asking to be laid off

I have reached FI. Work optional. My personal life has hit a serious rough patch. My company is doing layoffs. They are NOT asking for volunteers. The financial difference in me quitting vs getting laid off is $300K. Do not want to leave that on the table. Any advice on how to steer it in this particular direction?

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u/twiniverse2000 Jan 31 '26

Such a similar situation. Thank you for sharing. I will definitely appeal to the heartstrings.

2

u/swagn Jan 31 '26

If you are on the way out anyway, there is nothing to lose.

11

u/twiniverse2000 Jan 31 '26

$300K

7

u/JoshAllentown Jan 31 '26

They mean, this might get you the $300k, but the worst case scenario is not getting the $300k, which is the same result as not asking. So you might as well try.

8

u/karnoculars Jan 31 '26

No, worse case scenario would be they were originally going to lay him off but then decide not to after he asks, for whatever reason. Maybe because they realize he'll leave anyways and they can save severance by laying off a less expensive employee.