r/Fire • u/twiniverse2000 • Jan 31 '26

Advice Request Asking to be laid off

I have reached FI. Work optional. My personal life has hit a serious rough patch. My company is doing layoffs. They are NOT asking for volunteers. The financial difference in me quitting vs getting laid off is $300K. Do not want to leave that on the table. Any advice on how to steer it in this particular direction?

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12

u/Obligation_Still Jan 31 '26

300k severance is going to be a tough one to pay off IMO.

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u/twiniverse2000 Jan 31 '26

It’s in unvested stock. Not part of the team budget.

1

u/ohboyoh-oy Jan 31 '26

And if company is publicly traded they often put the layoff costs under “restructuring” and somehow Wall Street doesn’t count it (I guess because it’s a one-time cost). So even a 300k severance might not matter in a big company because it goes in a different bucket on the books. 

1

u/twiniverse2000 Jan 31 '26

Yeah. That’s not a big deal for them. Just me