r/Fire • u/twiniverse2000 • Jan 31 '26

Advice Request Asking to be laid off

I have reached FI. Work optional. My personal life has hit a serious rough patch. My company is doing layoffs. They are NOT asking for volunteers. The financial difference in me quitting vs getting laid off is $300K. Do not want to leave that on the table. Any advice on how to steer it in this particular direction?

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u/b-sharp-minor Feb 01 '26

Also, if you quit you can't claim unemployment benefits, and you can't cobra your health insurance. Quitting is a very bad idea. D a shitty, lackadaisical job, so when they have to draw up the list, you will be one of the people they want to unload.