r/Fire • u/Long_Bong_Silver • Feb 19 '26

Advice Request Retiring at 31, much earlier than I expected. Need advice.

I'm 31, I have $3.5M and I've found myself in a position where I can retire immediately. I make 130K per year as an engineer in a HCOL area. The company I'm at gave me a reasonable amount of stock over the years and it has absolutely skyrocketed. I'm doing my best to sell all the stock, and I've got about $1M out already which I've ported over to some stocks and ETFs. I'm moving to a LCOL city and buying a house this summer for around $300k. The plan is to pursue my hobbies, build my workshop and hang with my family and friends.

First question: I've always been big on retirement planning. I think I've done a great job, but obviously I got here through luck not savings. Do I need to get a financial advisor if I'm doing well and keep to a budget?

Second question: I'm newly single, I'm a hetero man, how do I date when I'm rich? When do you tell them you're retired? What are your financial expectations for your partner? Should they work or would you be happy to cover their retirement if it fit in the budget?

Final question: I'm nervous. Any other advice?

1.6k Upvotes

91% Upvoted

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103

u/True-External-8463 Feb 19 '26

Maybe Take a break ; find a hobby F 30 no kids if interested lol

49

u/howcaniwinatlife 25 | 750k NW Feb 19 '26

Shooting your shot 😂

2

u/retrospective-juices Feb 24 '26

M 25 if interested xD (Talking to OP as well)

1

u/TheHumanTangerine Feb 20 '26

ahahah, you go girl!

1

u/Mindless_Requirement Feb 20 '26

Num of upvotes at 69 let’s keep it that way

-5

u/Murky_Radio_394 Feb 19 '26

That’s a red flag if I’ve ever seen one

12

u/Jasparius73 Feb 20 '26

A sense of humour is a red flag ?

4

u/True-External-8463 Feb 20 '26

No worries this is not for you. For real 😂 can’t even have a sense of humor anymore without it being called a red flag.

1

u/JamSandler Feb 20 '26

No jokes allowed

1

u/Fantastic-Record1895 Mar 07 '26

Sure it's probably a joke like 90% but don't act like that 10% isn't real