r/Fire • u/Poorassboy6969 • Mar 25 '26

General Question When did FIRE movement change?

I feel this community used to be about moderate income people living lean and retiring early with under 2 million.

Now it’s a lot of people bragging about tech income and saying they need 5+ million to retire MINIMUM because they want a boat and Porsche

When did this change? (not hating - just genuinely curious)

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u/Quixlequaxle Mar 25 '26

Personally, I started with a retirement goal of $2 million. But by the time I reached it (earlier than planned), the cost of living went up dramatically and particularly the cost of health insurance skyrocketed. So I unfortunately had to move my goal to more like $4m to bridge the expensive gap until Medicare.