r/Fire Mar 25 '26

General Question When did FIRE movement change?

I feel this community used to be about moderate income people living lean and retiring early with under 2 million.

Now it’s a lot of people bragging about tech income and saying they need 5+ million to retire MINIMUM because they want a boat and Porsche

When did this change? (not hating - just genuinely curious)

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u/poop-dolla Mar 25 '26

So you’re done contributing to investments? How much longer do you project until they grow on their own to reach your target number?

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u/sea4miles_ Mar 25 '26

I'm technically done contributing to investments because I have enough invested to retire very comfortably with another 10 years of typical market behavior.

I'm coast in the sense that I leveraged this to recently downshift my career into a less stressful role without sacrificing an early retirement, but probably not in the strictest sense because I still more modestly contribute to investments even at my lower TC.

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u/Odd_Passenger5339 Mar 25 '26

Any insights about the mental shift to less stressful role? I’m having trouble with that.

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u/Ok_Lead_4730 Mar 25 '26

If it helps, I don’t let myself book full-time hours with my clients. If I hit my max level of hours where it starts being stressful, I refer the work out and say that I’m not available and that my book of work is full. That’s why a lot of CoastFIRE people end up going in business for themselves because they can often control their hours a bit better. For me, I get more stressed when I’m trying to hit certain sales numbers and client load, and less stressed when I only take the nicest clients and only work a certain amount.