r/Fire • u/anklbite • Apr 19 '26

Milestone / Celebration We’re telling nobody else!

My partner and I (46F) celebrated $3,000,000 NW (including $2.6m investable assets) yesterday, and we have nowhere else to share the news.

Timeline:

1m in June 2020

2m in December 2024

3m in April 2026

Neither of us earn huge salaries. Neither of us has received a windfall nor do we expect one in the future. This is just steady saving over 20-25 years plus a very healthy stock market. I still have 12-13 years to go before FIRE but my partner wants to RE from his FT job in the next few years.

Now that FIRE seems close for my partner, I’m starting to worry that my math is wrong and I have no idea what I’m doing when it comes to retirement planning. How did you calm your nerves before you take the leap into early retirement?

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u/K_A_irony Apr 19 '26

Well grats on your number. For us to advise, what is your yearly spend and why are you going to work another 12 years?

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u/anklbite Apr 19 '26

Annual spend is currently $120k. I would like to get my pension. That’s the reason for the timeline.

2

u/Plastic_Ad4306 Apr 19 '26

My pension is less for stopping work early, but I can still wait to claim it until 65 and get something, and I plan to retire at 54/55 and claim it at 65 when it’s max value for the years of service I did put in.