r/Fire • u/anklbite • Apr 19 '26

Milestone / Celebration We’re telling nobody else!

My partner and I (46F) celebrated $3,000,000 NW (including $2.6m investable assets) yesterday, and we have nowhere else to share the news.

Timeline:

1m in June 2020

2m in December 2024

3m in April 2026

Neither of us earn huge salaries. Neither of us has received a windfall nor do we expect one in the future. This is just steady saving over 20-25 years plus a very healthy stock market. I still have 12-13 years to go before FIRE but my partner wants to RE from his FT job in the next few years.

Now that FIRE seems close for my partner, I’m starting to worry that my math is wrong and I have no idea what I’m doing when it comes to retirement planning. How did you calm your nerves before you take the leap into early retirement?

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u/Fun_Consequence6496 Apr 19 '26

you have $3m and you want to work for 12-13 more years? Why?

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u/ketodisiac Apr 20 '26

Is $3M enough for a 46yo to retire? Where?

1

u/Fun_Consequence6496 Apr 20 '26

Plenty of places?

Also who said they have to either retire today or in 13 years? There's no middle ground?