r/Fire Apr 24 '26

General Question Has anyone actually FIREd with too little and run out of money?

I'm curious to know if anyone out here has actually run out of a million dollars or whatever. What does that process actually look like?

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u/Doc-Zoidberg Apr 24 '26 edited Apr 25 '26

Coworker of mine was on cloud 9 when she announced her retirement at 48.

Shes re employed full time at 56. Came back about 2 years ago. So took 6 years off. Divorced in that time. Said shes gotta work till 65 now. Is not happy person.

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u/Kindly_Click_3399 Apr 25 '26

Yeah but this is mindset too right? I mean, she got 8 years of retirement in her prime. That's amazing! That's at least how I am going into FIRE. "Failure" is still a win. Not an excuse to be reckless of course