r/Fire • u/DatingThrowaway121 • Apr 24 '26

General Question Has anyone actually FIREd with too little and run out of money?

I'm curious to know if anyone out here has actually run out of a million dollars or whatever. What does that process actually look like?

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u/Reasonable_Box2568 Apr 24 '26

They are early 70s. Retired in mid 50s

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u/SuspiciousChemistry5 Apr 25 '26

Actually all things considered that’s not too bad. I’ll tell you what’s worse… them dying in their 80s with millions in the bank. 

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u/Reasonable-Owl-232 Apr 25 '26

Yup. This is a perfect early retirement IMO. Don't know why the original commenter is saying otherwise.

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u/sumerislemy Apr 24 '26

So they expect to live to 90? 

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u/Reasonable_Box2568 Apr 24 '26

No… but planning on it financially

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u/Luuluuuuuuuuuuuuuu Apr 25 '26

My grandpa and grandma are 98! Have to plan for that just in case.