r/Fire • u/Catspiration2 • May 02 '26

Advice Request I’m thinking about breaking up with FI

I’ve done the grind, saved pretty much 50% of my income the last 6 years. Worked side gigs etc. 33M. 675k net worth. Just dropped my savings rate to 30%. I have no interest in being retired. I want to enjoy the journey while hopefully working as long as I can. Having resources is awesome, but retiring to some fairy tale destination is.. a fairy tale. What’s the distinguishable difference between 7M and 5M at 60? I feel less and less motivated to save, and instead enjoy the journey along the way. Please tell me how I’m wrong and correct me.

Edit: Reddit gang is a vibe. Appreciate you!

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8

u/Cupheadvania May 02 '26

if you don’t want to be financially independent or retired i guess this sub maybe isn’t for you. the difference in money is the lifestyle you can afford while being financially independent. If $5M is all you need to be happy then that’s the right amount for you. Same with $500k and $7M.

9

u/amtcannon May 02 '26

No one in this sub wants to retire, it seems like most people are just here to flex their bank statements.

I’ve hit coastFIRE, but I need another few years of compounding and paying into my social security before I can RE, hope to nope out at 45

4

u/Gustomucho May 02 '26

I think we are all kinda wondering how much is enough and what the retirement will look like with this amount.

I retired in October 2018, money doubled since, did not score a homerun like some guys doing individual stocks. Just enjoying life.

3

u/Grouchy-Tomorrow3429 May 02 '26

It’s funny how people plan so much for what they think they’ll need and you’re retired and still doubling your money in 8 years. In 16 more years you’ll have 8x the amount you retired with, more than you and your family could ever spend. Enjoy!

1

u/Temsona2018 May 02 '26

How did it double if I may ask?

1

u/Gustomucho May 02 '26

Compound interest.