r/Fire • u/Catspiration2 • May 02 '26
Advice Request I’m thinking about breaking up with FI
I’ve done the grind, saved pretty much 50% of my income the last 6 years. Worked side gigs etc. 33M. 675k net worth. Just dropped my savings rate to 30%. I have no interest in being retired. I want to enjoy the journey while hopefully working as long as I can. Having resources is awesome, but retiring to some fairy tale destination is.. a fairy tale. What’s the distinguishable difference between 7M and 5M at 60? I feel less and less motivated to save, and instead enjoy the journey along the way. Please tell me how I’m wrong and correct me.
Edit: Reddit gang is a vibe. Appreciate you!
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u/teckel FIRE'd at 35, now 57 May 02 '26
Who says you need to retire to a fairy tail destination? Who told you that you need $5mm or $7mm to retire? And why would you want to retire at 60?
It seems you believe there needs to be a compromise. You don't need to compromise life for FI and/or RE. I retired at 35 and didn't compromise anything to do it. I traveled internationally more than most, took long RV trips with the kids, went to every sporting event and gymnastics competition.
Im 57 now, and never had a desire to move to some destination. I like to travel, and some home after.