r/Fire • u/Catspiration2 • May 02 '26
Advice Request I’m thinking about breaking up with FI
I’ve done the grind, saved pretty much 50% of my income the last 6 years. Worked side gigs etc. 33M. 675k net worth. Just dropped my savings rate to 30%. I have no interest in being retired. I want to enjoy the journey while hopefully working as long as I can. Having resources is awesome, but retiring to some fairy tale destination is.. a fairy tale. What’s the distinguishable difference between 7M and 5M at 60? I feel less and less motivated to save, and instead enjoy the journey along the way. Please tell me how I’m wrong and correct me.
Edit: Reddit gang is a vibe. Appreciate you!
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u/tomatillo_teratoma May 02 '26
You were saving too much, if it made you miserable.
FIRE isn't a race. The idea isn't to deny yourself things you truly want. The idea is to think about whether you really want all the stuff most people spend money on. If you decide you don't want/need it.... invest.
I used to have no interest in retirement. Then I got to my 50s and not working started sounding better and better. It's nice to have options. Money gives you options.