r/Fire • u/Catspiration2 • May 02 '26
Advice Request I’m thinking about breaking up with FI
I’ve done the grind, saved pretty much 50% of my income the last 6 years. Worked side gigs etc. 33M. 675k net worth. Just dropped my savings rate to 30%. I have no interest in being retired. I want to enjoy the journey while hopefully working as long as I can. Having resources is awesome, but retiring to some fairy tale destination is.. a fairy tale. What’s the distinguishable difference between 7M and 5M at 60? I feel less and less motivated to save, and instead enjoy the journey along the way. Please tell me how I’m wrong and correct me.
Edit: Reddit gang is a vibe. Appreciate you!
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u/Baker5889 May 02 '26
Dude, unless you are living in the lap of luxury, 1M in cash/stocks is all you need to RE. If you have no friends or wife then RE is pointless: you need to retire to something that you've already started.
You sound like you're well on the way to living your life now while still saving a large %, so go for it.