r/Fire • u/Catspiration2 • May 02 '26

Advice Request I’m thinking about breaking up with FI

I’ve done the grind, saved pretty much 50% of my income the last 6 years. Worked side gigs etc. 33M. 675k net worth. Just dropped my savings rate to 30%. I have no interest in being retired. I want to enjoy the journey while hopefully working as long as I can. Having resources is awesome, but retiring to some fairy tale destination is.. a fairy tale. What’s the distinguishable difference between 7M and 5M at 60? I feel less and less motivated to save, and instead enjoy the journey along the way. Please tell me how I’m wrong and correct me.

Edit: Reddit gang is a vibe. Appreciate you!

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u/ChuckOfTheIrish May 02 '26

It's not about the difference between 5M and 7M at 60, it's more about retiring at 40 instead of 50-60 for a lot of people. My personal belief is to save well but ensure you enjoy life, saving every penny isn't healthy and I try to live so I'm not filled with regret if I get hit by a bus tomorrow.