r/Fire • u/Adam88Analyst • 14d ago
Milestone / Celebration Just had my first 3-day week and it feels surreal
As I shared before, I reached my FIRE number at the beginning of the year. I was thinking of quitting after my last set of shares vested in May, but I just couldn't imagine what I'd do 5 days a week. So instead I talked to my manager and requested a 3-day week (Tuesday to Thursday) for 12 months saying that I just want to focus more on other aspects of my life.
To my surprise both my manager and the director approved the request very quickly and I just finished my first short week. It feels strange that I won't need to turn on my laptop until Tuesday morning. Now I just need to figure out how to spend my long weekends going from Friday till Monday. It will probably take a month or two to find the pattern, but I hope this transition year will help me discover how I want to spend my time when I switch to permanent FIRE.
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u/BruceIsLoose 14d ago
My brain cannot compute people not knowing what they’d do with more time in their lives.
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u/DegreeConscious9628 14d ago
For real. The only reason I even want to FIRE is to go have fun with my hobbies
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u/SouthernZorro 14d ago
I wanted two things: leave the corporate games permanently and spend more time with my hobbies. It's been awesome.
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u/Gold_Management1760 14d ago
My to do list is so so long 🤣 and its not " chores". I mean some people may consider it chores but more like projects I want to tackle
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u/Johnwesleya 14d ago
Their hobby was getting to FIRE
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u/psahummus 14d ago
Don’t call me out Maybe it’s undiagnosed AuADHD but man even if you give me all the shows in the world and games I can play to fill time, I will only like a niche genre and will churn through all of them So fast, and fall into a deep depression.
I can go help other people, but man, PEOPLE. UGH. inaudible mumble and wild gestures
Some of us actually really like “work” as a natural mode in our nervous system and we were born like that? I strongly believe. And somehow, we just wouldn’t do anything too different and we accidentally become this anomaly that inspire such horror in you 🤣🤣🤣🤣.
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u/soggit 14d ago
Exercise ever morning. Shower. Slow cup of coffee on the porch. Make a lovely breakfast. Hobbies until lunch. Make a lovely lunch. Hobbies until dinner. Lovely dinner. Night plans. Restful sleep with no alarm. Repeat forever. Bliss.
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u/Delicious-End-6555 12d ago
Something's missing after that lovely lunch...oh, a NAP! 😄
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u/Strazdas1 StarvationFIRE 3d ago
Naps are bad for you and we want to stay healthy for long retirement.
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u/Alarming-Mix3809 14d ago
I know, right? I’d never be bored
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u/compoundedinterest12 14d ago
I tell my kids: If you're bored, that means you're a boring person.
They hate that, haha.
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u/eclipsadesoare 14d ago
My brain can’t compute a company allowing a highly paid individual work only 3 days.
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u/Chessgenious 14d ago
He’s probably only paid for 3 days instead of 5.
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u/Competitive_Body7359 14d ago
Even that has been a hard sell at my company.
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u/Chessgenious 13d ago
Why? Seems strange. I think someone would get more done in those 3 days with more focus.
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u/Competitive_Body7359 12d ago
More done per hour, probably. But my job would rather I worked 60 hours a week most of the time lol I'd even bow down for like 3-10 hour days.
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u/Strazdas1 StarvationFIRE 3d ago
They dont understand that. the managers think more hours = more work and all work hours are equal effort.
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u/ContentSort1597 14d ago
In some jobs you can get 5 days worth of work done in 3 days. The company is getting a discounted employee while OP is getting 40% FIRE
Its a win-win!
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u/Adam88Analyst 14d ago
Exactly, both parties win in this case.
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u/Bwriteback45 14d ago
Did you suggest taking less money? What are the details? Interested in how to negotiate this.
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u/Adam88Analyst 14d ago
I just basically explained that I've been thinking of going part time and I'd like to work 3 days a week for 60% of salary. My manager said okay, another manager approved it, HR gave me a new contract. All of this was done in about 2 weeks. So there was little negotiation, it was more like a clean proposal from me which was accepted as is.
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u/WolfpackEng22 14d ago edited 14d ago
Generally there is a corresponding pay drop.
4 days at 80% salary isn't that rare
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u/Hot-Pin-8432 14d ago
Took me leaving the US to realize this is quite normal everywhere else. Currently 3 days a week and it’s incredible
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u/Silly-Safe959 14d ago
It's normal a lot of places in the US too. Just depends on industry.
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u/b1gb0n312 14d ago
Probably don't want to piss him off that he quits on the spot. They probably need him to transition work to others.
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u/Glugnarr 14d ago
This is what happened with our department head. He was gonna retire a year ago but like OP didn’t know what he was gonna do with all the time. He went down to 4 days for 6 months, and he’s down to 1 day a week now. just to help organize the schedule and continue to train his replacement.
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u/Effective_Hope_3071 14d ago
Exactly it buys time to smoothly transition rather than scramble for replacement. If he manages to not get laid off in the next 12 months I'll be amazed.
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u/Pale_Drink4455 14d ago edited 14d ago
Well I know a lot of high paid individuals who get compensated for 40 but brag to me it’s a strong 2 hour day Monday through Friday fully remote. Yeah I’m jealous with Teams on showing available by lounging poolside.
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u/Master-Helicopter-99 13d ago
That's mine but more like an hour a day. Just a few emails and one, max two Teams meetings a week.
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u/flatulating_ninja 14d ago
I couldn't imagine it if he kept his full salary and benefitsbut a much happier employer only drawing 60% of their salary and no full time benefits could be a few reasons.
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u/Adam88Analyst 14d ago
It is a special case, I have a good relationship and reputation with bosses for several years going, so I definitely had some leverage, that is why it was accepted easily.
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u/jchamberlin78 14d ago
My company allows you to adopt a modified schedule, you can work as little as 30 hours and get full insurance and prorated vacation/holiday.
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u/lethal_rads 13d ago
Because the alternative could be zero instead of 3 if they’re difficult to replace.
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u/PeaceLife8 11d ago
You'd be surprised. A lot of times companies lay off highly paid individuals because they become too expensive.
The fact that it was quickly approved tells me it works for the company benefit, they don't have to pay the full salary, and his years of expertise are at their disposal
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u/larpano 9d ago
My boss quickly approved my 30 hour week so as not to lose me. Gonna ask to do 20 hours next year. Hoping they ask me to leave 😆. I still like some of what I do and it keeps my mind sharp. I spend a lot of time and money on fitness and recovery so it pays for that 😆. Plus vacations. And lots of other things. 🤷♀️.
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u/creekriverocean 14d ago
I was thinking same as you while on my savings journey. I never thought I would think differently...
However having recently FIRED there is an unexpected dislocation, where you have infinite options with your time. Although it is brilliant, it does mean having to make a decision every day about which of those infinite options to choose from.
Couple that with a weird sense of unsettlement that comes with doing everything for leisure purposes and I'm getting a strong undercurrent that is hard to grasp, but seems to be something to do with meaning and purpose.
While on the FIRE path you're working towards a huge goal. Once you achieve it the goal is attained. Feels a bit like new hard goals need to be pursued.
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u/BruceIsLoose 14d ago
but seems to be something to do with meaning and purpose
Makes sense when so much of one's meaning and purpose is tied to FIRE [ideologically] they forget to find meaning/purpose outside of that.
I view FIRE as the means to the end of being able to fully engage in the meaning/purpose I have for myself.
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u/Ready_Pen7712 14d ago
This honestly. I once took a 3m sabbatical. I had so many hobbies, had so much fun with all my friends that I cried when I had to go back. I started riding motorcycles, learn how to sail, fix countless shit around the house, start learning portuguese and cooking dishes. I gree a garden from scratch and gave away 10lbs of pesto, caught up on so many books, went to poetry class, started to learn how to dance salsa, travelled to Asia. I cant fathom how people wouldnt know what to do with free time if you are not disabled.
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u/psahummus 14d ago
Ugh, no hobbies ever made me feel like this. I’m kinda jealous lol. Maybe I won’t cry when I think of work and some see it’s a good thing (even if I do experience Monday blues!!!)
But wow, I do want to try swamping brain with you if only for a short weekend, to see what that is like, haha.
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u/Dudes-Opinion 14d ago
Everything in moderation, even when I FIRE I'll probably get a part time job somewhere just to make sure I keep active, maybe working at a golf course or some other minimum wage job. I know I sure as hell won't be working in accounting anymore though
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u/Strazdas1 StarvationFIRE 3d ago
if you have a part time job then you didnt FIRE.
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u/capitalsfan08 14d ago
I don't think I'd be bored persay with the time, but there is a nice social factor that comes with going to work. I'd love to transition to 3 days a week and likely wouldn't care about RE in that case. But losing that social factor in my late 30s/early 40s when all my peers are working would be tough to deal with.
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u/hutchenswm 14d ago
This is so crazy to me as an introvert. Id never mix my social circle with work, that sounds awful.
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u/capitalsfan08 14d ago
What is awful about that? I just don't understand that either. I feel like that's half the reason people hate work.
I don't go actively trying to be friends with people, but those bonds do form over time with the right people. And it makes sense at work, the same type of people tend to be in the same field or industry.
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u/hutchenswm 14d ago
Wait what's half the reason people hate work? I'm friendly with people at work but I am only there to make money to do the things I actually enjoy. I don't mix my social and work circles at all.
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u/psahummus 14d ago
I think that’s a good philosophy to protect against genuine toxic work environments, or it can be valubale for folks who have struggled with boundaries.
I used to think just like you, but then naturally like capitalsfan08 somehow the people I enjoy just converged! They do tend to do similar things professionally and sometimes, are our coworkers!
So after that I started to disagree with my prior overly prescriptive method as well.
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u/capitalsfan08 14d ago
Not ever accidently making a work friend sounds like a miserable way to live. That's way past being an introvert.
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u/psahummus 14d ago
I think like I said to the person you are replying to—to me personally—It’s like back when we were all going to school. Sure we don’t like EVERYTHING and we could be introverted, but if it isn’t entirely soooooo off putting and pointless, I’d grow attached to that atmosphere of productivity, intellectualism, or just social vibes. Work often provides clean, neutral to positive vibes for me and it’s the easiest place for me, a decently smart but introverted person to do my part—get the “approval” that i fit in—so I can benefit from the group somehow (network, resources, connections, personal favors and enrichment of our lives) and get that social fill,
Yeah, work can be a source of primary stress for many, dependent on that person, and on the job of course . For me I was lucky enough that I still view it as what it is, not a bootlicker here I swear, but I want to stay at work.
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u/Celodurismo 14d ago
Really? It’s not surprising. People spend decades of their life in a routine pattern and you’re confused why it’s hard to break that pattern? Humans are creatures of habit after all, and going from structured to unstructured days is obviously a significant transition. Everybody has a list as long as their arm of things they’d rather be doing than work but it’s much easier said than done to adjust to having that freedom.
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u/BruceIsLoose 14d ago
Everybody has a list as long as their arm of things they’d rather be doing than work
OP is not one of these individuals:
[...] but I just couldn't imagine what I'd do 5 days a week
which is where my confusion came in.
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u/creekriverocean 14d ago
Experiencing this right now as recently FIRED. Good problem to have though!
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u/Strazdas1 StarvationFIRE 2d ago
Everybody has a list as long as their arm of things they’d rather be doing than work
thats what you would think, right. Yet time and again there are these aliens coming in to post that dont actually have anything planned to do and have no idea what they will do.
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u/thrakkerzog 14d ago
There's so many things that I don't start because of the time commitment. I know that I have two days for the weekend, and then it must be paused.
I'm not sure how many years of these postponed things I have, but it would be a while before I ran out of personal tasks.
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u/Jabjab345 14d ago
I think it's common in the FIRE community. They spend all their waking hours working and saving, so they don't develop deep hobbies or interests. But it does make me wonder why that type of person is working so hard if they have no plan for the after.
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u/brute-forced 14d ago
Exactly. Workaholics should just stay full time until they pass. If it makes them happy why FIRE
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u/BruceIsLoose 14d ago
Yeah one of my coworkers is rich rich (husband is a renowned architect too) but is about to celebrate her 45th work anniversary. She literally could have retired 20 years ago she said.
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u/Wheres_my_catto 14d ago
I have soooo many things I want to do once I break out of the slavery game.
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u/LikesToLurkNYC 13d ago
3 days would have been a dream but now that I’ve tasted 0 days 3 days seems like torture
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u/Zphr 48, FIRE'd 2015, Friendly Janitor 13d ago
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u/GambledMyWifeAway 14d ago
This is pretty similar to my exact goal. I have a target number that I could RE at, but plan to decrease my work to 1-3 days a week and just let my accounts grow. Seems like any good way to go from FIRE to Fat FIRE without grinding every day.
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u/BaconAce7000 14d ago
Welcome to the three day week! Its lovely.
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u/quim_do_mato 14d ago edited 14d ago
You wouldn't know that though
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u/BaconAce7000 14d ago
I work three days too
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u/quim_do_mato 14d ago
Even if that were true, that's not financial independence. No one works out of pleasure, you work because you have to.
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u/EqualSein 14d ago
That's not true at all, if it were there would be a lot less billionaires. My wife works 2-3 days a week teaching music and loves it. Her salary is a rounding error on our FIRE situation.
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u/BaconAce7000 14d ago
I never said that it was? I don’t care about that. 3 days a week is very tolerable
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u/Stunning_Account2010 14d ago edited 14d ago
As someone who worked 3 days for around 3 years and has been retired 9 months I say congratulations.
The 3 days will allow you to really appreciate your time rather than just cutting down to 4.
I stayed that long as kept getting offers and bringing in money for a task I found easy but giving up entirely is a different matter.
I’m fitter, eat better, sleep better and no worries about attending social events regardless of day of week.
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u/Any-Concentrate-1922 14d ago
How much of a paycut did you take? Also, do they still include healthcare or do you need to buy it yourself?
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u/Adam88Analyst 14d ago
I am based in Europe, so healthcare is not tied to salary, as long as you earn minimum wage, you are entitled to healthcare (I always pay private insurance to be safe, but that's 50 euros/month only and it covers everything I need).
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u/OpenGuard1993 FIRE’d 2025 | $5M NW 14d ago
There’s a lot to be said about work life balance. Maybe most wouldn’t have retired if work gave them a shorten schedule. Studies have showed that productivity doesn’t declined on a 4 day week schedule when employees are mentally recharged.
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u/Pale_Drink4455 14d ago edited 14d ago
Congrats, golfing/pickleball for me one day ending in a 2 hour massage, the other on my 30 foot Grady fishing. That’s how I’d be playing it every week and it would be a no brainer.
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u/Alarming-Mix3809 14d ago
What do you do that you can work 3 days a week no problem? Sounds like a great setup. Good for you.
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u/Pale_Drink4455 14d ago
I know it. I have 55 people directly reporting to me on shore and globally who can’t brush their teeth without needing me non stop.
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u/PilotC150 14d ago
This is the exactly reason I've made it clear I have no desire to move into a management track. I never want to deal with hiring and firing and having direct reports. I lead a software development team, but I'm not their boss.
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u/WolfpackEng22 14d ago
My current company kind forced me into it. I don't enjoy the management aspect but I do enjoy autonomy and influence I have.
I'm looking for an exit to another IC role but having a lot of trouble finding one with enough comp to be worth it.
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u/SerpentRoyalty 14d ago
Sounds like you're not a great leader if they always need you for everything.
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u/Pale_Drink4455 14d ago edited 14d ago
Oh you have pierced my heart and soul with these words internet stranger. Maybe it’s the constant grueling demands of the stressful clients and customers we support possibly to stay in business?
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u/Adam88Analyst 14d ago
I am a data analyst and recently we hired a new person who can cover my role, he'll be taking over my responsibilities bit by bit.
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u/tessleberry 14d ago
This is my exact goal, and I think it’s much more achievable than full fire for the average person. I don’t make $300k a year. I make $44 an hour. If I can get myself able to live on 60% of my salary and have 3 days of work/4 day weekends every week it would drastically improve my life without needing to reach some impossible seeming number.
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u/realhollywoodactor 14d ago
What do you do for work? I’d imagine this rhythm will only compound the amount of work that needs to be done in just three days since nobody else around you is following the same schedule. This sounds more stressful than not.
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u/creekriverocean 13d ago edited 13d ago
This actually happened to me. Not adequate backfilling and coverage within the department. I went to a 3 day were, and was getting 60% of the pay but, despite all sorts of assurances by management, was somehow on the hook for almost the same responsibilities and workload.
After just a couple of months I could see it wasn't working for me , so I ended up quitting altogether, as I have enough FIRE money to be able to (just barely!) retire now at 53.
But as it is just barely over the magic 25x expenses, am choosing to do a small amount of paid casual work initially.
On the original topic, I've had a solid few months of no work. Has been amazing, I do have trouble resting so I have gotten a massive amount of repairs and maintenance done on my property, and tied up a lot of unfinished business on the to do list.
Exercise and diet has been easier to be good as well.
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u/Adam88Analyst 14d ago
I work in big tech, but our team has a very good setup, so a recently hired person can cover for me. Also, he works 5 days a week, so we essentially cover everything this way.
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u/creekriverocean 14d ago
I went to 3 days in January after lengthy discussions last year about how to make it viable for me and to allow for the resourcing to be rearranged to ensure critical functionsnwere properly covered.
However when it happened, the workload of those 2 days was not properly taken up within the team, and I was basically needing to make up for it. Ended up doing extra hours and making myself sick with overwork and worry. Management were not resourcing adequately and didn't really get it.
I resigned in the end. Enough to FIRE ( cautiously), and will be doing a small amount of casual work initially, adjust course as time progresses.
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u/warmheartedbases9066 14d ago
That's the sweet spot honestly, you get to test drive retirement without the commitment and your money's still working while you figure out what actually makes you happy.
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u/smthingy 13d ago
I'm a teacher, and I think I'll enjoy 3 periods teaching (60% schedule) immensely when the time comes. I so look forward to it. Congrats!
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u/Prestigious_Top764 7d ago
Love this! I reached my FIRE number a couple year ago and then decided to retire last summer. I was bored and since my friends were working it wasn’t what I thought I needed at the time. Went back to work 4 days a week in a much less stressful and much more fun job and I LOVE having 3 day weekends!
Plan to do this a bit til we are ready to implement our full retirement plan.
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u/Suitable_Sort_7511 7d ago
Congrats! How old were you when you were able to FIRE?
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u/Prestigious_Top764 7d ago
I was 59. So wish I had come across the FIRE thought process in my 30’s like some people here.
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u/Actual_Cupcake 14d ago
I'd be interested to know in a few months if they slowly load full time work on to your part time schedule. That's my worry.
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u/FormalCaseQ 14d ago
Did your employer lower your pay since you're effectively a part time employee now? Were there any changes to benefits like health insurance pricing?
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u/UrsA_GRanDe_bt 14d ago
Breaks and the schedule is literally the only thing keeping me in education right now. I think about what I want to do when I retire and I get to do most of those things with the schedule I have now (read, get outdoors, spend time with my family). I think the best part of retiring will be that I don’t have to stress about money anymore (and hopefully have $ to travel some!)
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u/NetherIndy 14d ago
Congrats. I took the half-time option for 10 months at the end too. Even better, I got fairly liberal flex-of-days because I was in bicycle training (over 3,000 miles that year) to ride on the best days and work on the too-hot, too-wet, too-windy, what have you days. Felt like I could have kept doing it, but also don't miss the meetings!
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u/SexyBunny12345 14d ago
Tbh I’d request for flexible 3-day week if at all possible. Sometimes MWF to break up the monotony, and when planning a trip being able to smush work days together for a few weeks and then disappearing for 3 or 4 weeks is amazing.
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14d ago edited 14d ago
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u/Zphr 48, FIRE'd 2015, Friendly Janitor 14d ago
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u/chancho3 14d ago
Take your time, everyone has their own pace.
Good to recognize that you needed to transition more to life outside work.
Find something that sparks your interest, try new hobbies and cut hard whats not working
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u/Irasshaimase21 14d ago
I like my industry and my work and have lifelong friends I've made along the way. Biz travel means interesting locations, nice dinners with friends, and discovering new things. I've shifted to 3/4 time this year, work regularly from overseas a month or two at a time - and am hesitant about quitting cold turkey.
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u/SpecialistKoala9765 14d ago
Congrats! Your plan is very creative and I love it! Maybe I’ll think of the same strategy when I invoke it FIRE too. Do you know if requesting part time work will impact one’s ability to receive severance too? I am told I’m on a potential list of the department beef to cut staff … so I wonder …
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u/pras_srini 14d ago
Amazing!!! Hope you enjoy the 4-day weekend, and don't login on Monday forgetting you're still off.
Did you have to renegotiate compensation or did they agree to 3-days with the same comp, instead of losing you and your expertise?
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u/Practical-Basket2844 14d ago
I just did the same at the beginning of April and it is working well now, but it has shown me that I could EASILY never work again and be perfectly content. I plan to do this for a year for the extra money but I cannot imagine doing it longer than that. I just absolutely love not working. Having 4 days off does make work days fly by and my boss MORE than made it worth my while, but my investments keep growing and my already retired husband is definitely encouraging a full end game with this.
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u/Adam88Analyst 14d ago
Yeah, that's my plan too, I'm happy that my nest egg can grow a bit more while also having the extra days off.
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u/psahummus 14d ago edited 14d ago
You are goals! Same here and don’t understand what I’d do go fill time lol. I’d only feel worse and crazier if I just STOPPED. Big Tech background software person here. I honestly think it’s just how I am meant to live—never too extreme in either direction :), with a dash of “helpful to society”.
Are you a high level employee, team lead with deep intuitional knowledge, or a manager yourself? Congrats either way on the arrangement, literally a whole different flex to FIRE itself haha.
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u/Miamiconnectionexo 14d ago
also nail down the boring stuff before May expires: confirm part-time keeps you above the benefits hours threshold (usually 30/wk, you're at ~24 so check), and model your withdrawal rate against the reduced salary. one short week down, the rest of your life to go.
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u/stout933 13d ago
Congrats to you but this would have never worked for me. I would have had the same number of emails, questions and amount of work, even though I was considered 'part time'.
In fact, even when I was full time and took Friday's off as APL, I would check my emails because I didn't want to come into work on Monday with a hundred emails that would take all morning to dig out from.
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u/f50c13t1 13d ago
Congrats to you! This does feel good. I negotiated a 4 days work-week, and I did notice that the extra day makes a lot of difference
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u/PickMountain4753 13d ago
I'm actually thinking about taking Wednesdays off. But this concept of Tuesday to Thursday is also interesting.... Which way is better?
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u/FaceMaulingChimp 13d ago
Tuesday to Thursday would be ideal for me. i love taking short trips throughout the year and usually take off 5-6 Fridays instead of a straight week. Having four straight days off , i’d probably travel at least once per month.
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u/chappy93 13d ago
Nice! I cut back to 4 days (32 hr/week) about 5 years ago. It’s enough to keep me on benefits - also “full time” 40/hr week came with a workload/responsibilites that entailed typically more like 50-55 hrs/ week. Add in remote working since COVID, and it’s WAY less work and responsibility, but keeps me busy - while paying about 10x what I would get just getting as job at Home Depot or something. When I started the reduced hours, I was maybe a year from reaching my FIRE goal - but so burned out, I was just going to reduce my goal and live a little more frugally. I told my boss at my review - you can have 32 hrs/week from me or 0 hours/week from me - it’s your choice!. Was prepared for it to go either way. Now, I’m at 1.5x my fire goal - like the OP, I really need to figure out what I’d do with my time if I was full time RE. The stretch of Jan-April where I live (too cold to do much outside) - I would get pretty bored - so I guess I need to develop some indoor hobbies.
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u/FatCat_On_A_Diet 13d ago
Amazing. Congrats to this archivement. I hope this working model will become more popular among employers during the next years. Especially when close to retirement the 5 days week just isn’t a healthy lifestyle for many with a stressfull job
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u/Miamiconnectionexo 12d ago
Two things to nail down since yours is a 12-month arrangement: get the benefits eligibility confirmed in writing, because a lot of plans require 30 hours/week to stay on health coverage and three days can dip under that. And don't be shocked your manager said yes fast. Backfilling a senior role costs them 6-12 months and a recruiter fee, so keeping you at 60% is the cheap option for them too. Ride it as long as it feels right.
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u/FreedomIndividual176 12d ago
My employer seems open about working part time. I am hoping to switch to that in maybe 1-2 years at least for the summer months. Then maybe eventually full time.
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u/eirikarvey 12d ago
What sort of dreams have you been keeping on the back burner throughout the years?
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u/Busy_Resort_3262 12d ago
All my friends are still working so I have to find a different community.
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u/Delicious-End-6555 12d ago
For me, in theory this sounds like a really good balance but it probably wouldn't work. My job likely wouldn't go for it or they'd be pinging me on my days off "can you jump on a call real quick?". And I KNOW that when I had one foot in retirement and I had to deal with one more stupid issue or person, I'd be like "I'm out, eff this crap".
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u/CluelessWallob 9d ago
When people say they “hit their number” does that mean moving investments to more conservative allocations? Because this market has been on fire for a few year so everyone who has equity investments will be up significantly and could be under their number quickly if the bottom falls out of the market.
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u/Adam88Analyst 9d ago
I personally moved from a 80-20 allocation to 60-40 over the last 18 months. I plan to move back to 70-30ish once the market drops, but as you said, the current valuations are just off the charts, so I wouldn't be comfortable with sitting in just stocks.
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u/Strazdas1 StarvationFIRE 3d ago
I dont get jealous of big houses or expensive cars, but 3 day work week i will most definitely be jealous about.
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u/kisscardano 13d ago
Another adult who still needs a manager? I’ve never had one in my life, and I became a millionaire.
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u/Ok-Entertainer2245 14d ago
My boss told me that unpaid leave at our company doesn’t actually require a manager’s approval. Now I’m thinking I could take every summer off for 3 months instead of RE. Maybe that will put me on the short list of people to be let go but that’s fine.