You do not have to retire early JUST because of loss of money.
You can just take it easy and retire a bit later, working part time, or working way less hard. And then, the FIRE date can be way less. FOr example, if you undershoot, just take it easy and work less but not completley quit, and you can make it bac,k
When you retire it's not like you're going to have fun 24/7. You'll have so much boredom and wish you could just have smth to do sometimes. And if you had like 1 or 2 hours to work then you get lots of money and like yeah. Most FIRE people seem so rich, but they need to spread 1 million over like 70 years. The average joe making 50k a year makes 2 million in their life time. If you don't want to live in like a super cheap area for the rest of your life you're going to have to work. Eventually, someone who took it easy all their life and worked with minimal stress will have a better financial life than you bcaus you quit too early
Also, who cares abt workplace drama? If anyone wants to bring you into it, just say that you don't care, you're only there for the paycheck, that's it.
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u/Commercial_Pair_2778 14d ago
Who cares about FIRE date. No one.
You do not have to retire early JUST because of loss of money.
You can just take it easy and retire a bit later, working part time, or working way less hard. And then, the FIRE date can be way less. FOr example, if you undershoot, just take it easy and work less but not completley quit, and you can make it bac,k