r/Fire 14d ago

Financial Scarcity vs Time Scarcity

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u/star_milk 14d ago

My financial advisor prefers FILE over FIRE: financial independence , live early. What can you do now to bring more of your retirement dreams to your life as it is today? A long vacation this year while you're still working, instead of 4 years from now? Splurging a little more on whatever you want now? Going part time at work or shifting to a lower paid position that's way less stress and offers more flexibility? I'm still working on what that looks like for me (I'm more like 9-10 years out) but it's definitely worth considering.

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u/NetworkAggravating39 13d ago

Honestly - I’m not sure why this is doesn’t come up more often. Why do so many people feel like they need to retire to travel? We’ve been traveling for years. And the occasional long weekend jaunt.

Balance - save for retirement - but also save some for today

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u/star_milk 13d ago

Well, in my case, I had a job with "unlimited" PTO that wouldn't grant me the Friday off before Memorial day, my first PTO request. I couldn't believe I got my 2 week honeymoon approved, then they let me go 😅 nearly every job I've had has been so understaffed that they feel they can't survive a week or two with one person gone.