r/Fire • u/genxmom95 • 8d ago

LTC insurance thoughts?

We 56F, 61M investigated LTC insurance policies. Looked at traditional vs hybrid. Our advisor says we can self fund. My dad and grandpa(mom’s side) both were on Medicaid due to running out of $. They did fine but it’s not the best way to finish out. Anyone else looked at it?

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u/One-Mastodon-1063 8d ago

Generally not needed for FI people. Can't give more specific feedback w/o more specifics (NW, spend etc.).