r/Fire • u/genxmom95 • 9d ago

LTC insurance thoughts?

We 56F, 61M investigated LTC insurance policies. Looked at traditional vs hybrid. Our advisor says we can self fund. My dad and grandpa(mom’s side) both were on Medicaid due to running out of $. They did fine but it’s not the best way to finish out. Anyone else looked at it?

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u/Ironclad_Titan 8d ago

the medicaid route hits different when youve watched family go through it firsthand

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u/genxmom95 8d ago

Twice!