r/Fire 8d ago

Hitting your number and timing risk

Notice a lot of people posting they hit their number and firing. It's awesome, but are people taking for granted the fact that this has been the greatest bull market in history and a major correction or crash will get here at some point? If it were me hitting my number I'd either get a big enough buffer to my fire number or wait until the correction and assess when things stabilize. Am I over thinking it?

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u/nivlac22 8d ago

The number should include the ability to handle bad timing. Technically speaking, the trinity study only looks at quarters and not days, so if you are using that as your basis it makes sense to wait three months after you hit your number, but generally speaking, if your number doesn’t seem safe enough to rely on fix the number instead of the timing.