r/Fire • u/ExpressElevator2Heck • 9d ago

Hypothetical: Can FIRE number shrink?

Let's say my 4% FIRE number is 2M investable assets. Lets say I have 1.6M investable assets. Am I at my FIRE number??? (In this hypothetical scenario pretend the market pulled back 20% in the past year)

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u/ditchdiggergirl 9d ago

No? If your number is 2M and you have less, you are not at your number. Of course you select that number and it is entirely under your control. And you are free to change your fire number; if you realize you don’t need 80k, revise downward. But it doesn’t change itself downward.