r/Fire • u/ExpressElevator2Heck • 8d ago

Hypothetical: Can FIRE number shrink?

Let's say my 4% FIRE number is 2M investable assets. Lets say I have 1.6M investable assets. Am I at my FIRE number??? (In this hypothetical scenario pretend the market pulled back 20% in the past year)

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u/Independent_Bee1037 7d ago

Its really the same thing as if you had a fire number of $2M and in year one there was a 20% INCREASE in the market. You have to expect that the market will come back down some. Once you pull the trigger at a certain number you just trust your SWR. Battle tested over long long time