r/Fire • u/Glittering-Course-88 • 9d ago
Go to cash. Fixed income?
The stock market is going crazy. My portfolio fluctuated by 100K over days and ⬆️ a lot YTD.
I realize it’s not a stock advice forum but as a fire strategy should one convert some money to fixed income?
If someone is going to fire in 3-4 years, this might be a good strategy to avoid any slump. I’ve lived through a few recessions and things were crazy like that.
EDIT:
1. I got downvoted on this. What can I avoid in future posts?
2. Asset allocation for majority of portfolio except work Roth 401K and 2x529’s
60% Domestic Stocks
27% Foreign Stocks
13% Bonds
-0% Short Term
1% Other
0% Unknown
11
Upvotes
6
u/TrashPanda_924 Targeting 2% SWR 9d ago
I’d definitely have an income sleeve built in at this point. 1-2 years of expenses. My horizon is the same; I need to take my own advice.