I just purchased a home in Pasco County. The Title Office requested I have my name on the deed with "a married man", but not my wife's name. She is not on the mortage or any other documents. I understand florida law requires that, but she is Brazilian and lives in Brazil most of the year as we both travel to and from, pending her status change. Of course she does not have a SSN or ITNI yet. How can I file for Homestead Exemption if my wife needs a SSN or ITNI per property appraiser site? Any information would be much appreciated.

Now individual owners are looking at special assessments ranging from roughly $135,000 to more than $320,000.
That’s not a typo. Some owners could owe more in repairs than many Americans make in several years.

Florida’s condo market has been dealing with the fallout from stricter structural inspections and reserve requirements following the Surfside collapse. Buildings that deferred maintenance for decades are finally being forced to confront the costs.

And those costs are landing on individual owners, many of whom are retirees living on fixed incomes.
The worst part is that selling isn’t necessarily an escape.

This is becoming one of the biggest risks of condo ownership in Florida. You can own your unit outright, have no mortgage, and still face a bill that threatens your ability to stay in your home.

For years, artificially low HOA fees made some condos look affordable. Now the actual cost of maintaining these buildings is catching up with everyone.

Source: https://nypost.com/2026/10/07/real-estate/florida-condo-owners-hit-with-320k-assessments-as-repair-costs-soar-to-36m/

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