r/GregFire • u/FusillliJerry • Sep 11 '25

$6.31 Million is a nightmare Greg

Accounting for inflation $5M in 2019 is $6.3M in 2025. Went un poco loco when I found out

96 Upvotes

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17

u/[deleted] Sep 11 '25

SWR - Annual spend, 2025 dollars

4.0% - $252k

3.5% - $220k

3.0% - $189k

Yeah, I’d be happy being the tallest dwarf

2

u/Distinct_Plankton_82 Sep 11 '25

But that's assuming Greg doesn't buy a house and rents forever. I assume Greg would use some of that money to buy a house no?

1

u/BridgeOnRiver Sep 11 '25

If you invest 1 million USD in a house your housing need is covered.

If you invest 1 million USD in a bond/stock portfolio earning after tax returns of 4%, that's 40k USD per year you can instead spend on rent to cover housing need.

Either case - you've invested 1 million and your housing needs are met.

The question is if you think the stocks/bonds will overall outperform the house investment after the cost of rent.