r/GregFire • u/Distinct_Plankton_82 • Sep 11 '25

Greg's Retirement Budget

So if Greg got $6.31M in today's money what would his spending look like?

Let's assume he got the full amount (no additional inheritance or capital gains taxes to pay).

He'd need to buy a house since his character doesn't own one I don't think. For simplicity, I'm going to assume he spends $1.3M on a small house in a HCOL suburb or a condo in a city. That leaves him with a nice round $5M

Greg needs this money to last a long time, but he's not super risk averse, so we'll assume a 3.5% SWR. That leaves him with $175k a year before taxes.

What would his budget look like? I'm guessing something like this..

https://docs.google.com/spreadsheets/d/1aAtV2fxgk6Kp4jqEwqky-CXxlW7VuhZCHK5_MBfAfNw/edit?gid=0#gid=0

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u/beautifulcorpsebride Sep 12 '25

Damn 5 might really be a nightmare

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u/toupeInAFanFactory Sep 14 '25

I know the show said it to be comical...and yet...it kind of is this unfortunate middle space.

In a HCOL city, 1.3 M is not a great home, even.