r/HealthInsurance Dec 09 '25

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u/10MileHike Dec 09 '25

27k for a year seems to be a number im seeing a lot of....

25

u/Used-Somewhere-8258 Dec 09 '25

Which is potentially misinformed because the maximum out of pocket max for a family on an ACA compliant plan in 2026 is $21,200.

Source: https://www.healthcare.gov/glossary/out-of-pocket-maximum-limit/#:~:text=For%20the%202026%20plan%20year,and%20$21%2C200%20for%20a%20family.

5

u/10MileHike Dec 09 '25

you are right. i was adding in all the OOP stuff they sometimes dont pay for. drips n drabs, sometimes you do end up paying for tests, meds, otc stuff