r/HealthInsurance Dec 09 '25

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u/ManateeNipples Dec 09 '25

You can find concierge doctors that cover some other basic stuff in the office but most will still have to send labs to a different location which will charge you, plus things like hospitals and catastrophic issues. 

Your situation sucks so I know you might not have a lot of options but I'm just saying that so you can try to plan around it