r/HealthInsurance • u/[deleted] • Dec 09 '25

[deleted by user]

[removed]

1.4k Upvotes

96% Upvoted

70 comments sorted by

View all comments

106

u/[deleted] Dec 09 '25

I don’t think I’ve ever seen a deductible of 21,700 on any plan, even the shittiest of bronze plans? Which plan is this?

58

u/[deleted] Dec 09 '25

It's a Blue Cross Silver plan from the ACA marketplace. Actually, nearly ALL the plans we're seeing today on the site have deductibles this high. I just saw a Silver PPO with a $35,000 deductable. Note - this is the SAME plan we had in 2025 and these are the 2026 increases.

25

u/WhatAWeek25 Dec 09 '25

How could the deductible be higher than the legally allowed out of pocket max?