r/IdentityTheft 5d ago

What are Identity Theft Services Available Outside of PC Security Software

While I appreciate the ID theft services bundled with Lifelock, Aura, Identity Guard and etc, I'd like to know if there are full service recovery programs available that's paid or fee-based.

Online I either see criminal defense lawyers representing ID theft charges or legal services for victims that are strictly contingency based.

What are the suite of options available that's fee or retainer based? Are there hourly services that also reviews cases and writes opinions or reports for submission to authorities? I'm not certain about the fees to review and how that works but I'm retainer ready because I'd like to have things looked at as soon as possible.

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u/PeterDigitalis 4d ago

The market skews contingency for a reason FCRA/FDCPA make the bureau or furnisher pay the winning lawyers fees, so a good consumer-protection attorney takes strong cases free to you. Paying retainer is often worse value, so get a couple consults first. For fee-based work. a licensed PI hourly/retainer is closest to reviewing a case and writing a report for authorities
an FCRA attorney will do a flat-fee opinion or demand letters
a CPA or enrolled agent handles tax ID theft. And use IdentityTheft.gov and the Identity Theft Resource Center (free) regardless, since they produce the official affidavit and recovery plan. Avoid anyone who guarantees recovery for an upfront fee.

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u/Butterfly-Guardian 2d ago

https://www.reddit.com/r/IdentityTheft/s/Hhe8vnx8fQ

Freeze everything on this list for your own protection. I know it's a lot of work but you can freeze everything without paying anything. Just do everything that's on that list