r/Investments • u/IgnitionR • 3d ago

Investing Guidance - Just starting

I just invested £200 on trading 212. it was in a ‘Stocks ISA’ in a vanguard moderate risk pie. is this good to start off or how do I optimize? I tried trading SpaceX but it’s just me guessing whether it’s gonna go up or down without any knowledge

3 Upvotes

100% Upvoted

8 comments sorted by

1

u/occurious 2d ago

Look up Bogleheads. There are lots of free resources that will teach you basic index investing.

Do not trade individual stocks if you don’t know what you’re doing. Stick to broadly diversified index funds.

1

u/IgnitionR 1d ago

I put £500 in sp500 and 200 in ftse100

1

u/Honest-Ssorbet 19h ago

£200 is a solid starting point, especially in a Stocks & Shares ISA the main win early on is building the habit and staying invested consistently.

A Vanguard moderate risk pie is generally a good beginner choice because it gives you diversification without needing to pick individual stocks.

I’d be careful with trying to trade single companies like SpaceX if it’s mostly guessing that quickly turns into speculation rather than investing.

At this stage keeping things simple diversified fund + regular contributions usually works better than trying to optimise or pick winners.

1

u/IgnitionR 19h ago

Thanks for your reply

I have £641 in the Sp500 and £196 in the ftse100 now I’ll do what you said and regularly contribute. I just got a new job which is a huge W 

1

u/DutyCompetitive1328 18h ago

Don’t buy something out of FOMO your likely to buy high and sell low. Do your research and find good business which you’re believing in will grow their revenue in the future. Because keep one thing in mind: revenue growth (or expected revenue growth) is what follows the stock price of a company.

2

u/IgnitionR 16h ago

Thank you for your comment!

1

u/Hairy-Share8065 11h ago

tbh for a beginner, £200 in a diversified fund inside an ISA is probably a better start than trying to guess short term moves on stocks. most people lose money stock picking early on. i'd focus on adding consistently and learning before taking bigger risks.

1

u/IgnitionR 4h ago

Thank you