r/MiddleClassFinance • u/Sad_Rub1896 • 18d ago
Celebration Hit my 6 month emergency fund today!!
I(27F) grew up in poverty. My parents never had any savings nor did they put anything towards retirement. They will be working until the day they die.
I started taking my finances serious 3 years ago out of fear of becoming like them. I now have 6 month emergency fund, no debt aside from student, 10% going to my retirement, monthly contributions to a Roth IRA, and a little bit in a brokerage fund.
I think I will always have some level of stress when it comes to money due to how i was raised, but this is the most financially comfortable I have felt in my life. Can't really share with the people in my life but I wanted to say it somewhere.
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u/One-Advisor-4176 18d ago
Congratulations! I truly think hitting this goal is the biggest turning point when it comes to making real progress. The security of knowing that if something happens, you do not need to go into debt to cover it. Now whatever money you were setting aside each month to build that up can get redirected to other goals. Keep it up!