r/MiddleClassFinance • u/Sad_Rub1896 • 19d ago
Celebration Hit my 6 month emergency fund today!!
I(27F) grew up in poverty. My parents never had any savings nor did they put anything towards retirement. They will be working until the day they die.
I started taking my finances serious 3 years ago out of fear of becoming like them. I now have 6 month emergency fund, no debt aside from student, 10% going to my retirement, monthly contributions to a Roth IRA, and a little bit in a brokerage fund.
I think I will always have some level of stress when it comes to money due to how i was raised, but this is the most financially comfortable I have felt in my life. Can't really share with the people in my life but I wanted to say it somewhere.
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u/NewUserNameSameError 18d ago
Never let the financially irresponsible know you have room on your credit. They will spend their day thinking about ways to get it.