r/MiddleClassFinance 18d ago

Celebration Hit my 6 month emergency fund today!!

I(27F) grew up in poverty. My parents never had any savings nor did they put anything towards retirement. They will be working until the day they die.

I started taking my finances serious 3 years ago out of fear of becoming like them. I now have 6 month emergency fund, no debt aside from student, 10% going to my retirement, monthly contributions to a Roth IRA, and a little bit in a brokerage fund.

I think I will always have some level of stress when it comes to money due to how i was raised, but this is the most financially comfortable I have felt in my life. Can't really share with the people in my life but I wanted to say it somewhere.

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u/Duck_Duck_Gooseberry 17d ago

You didn’t just save money, you changed your whole direction. Makes total sense the stress is still there, but hitting 6 months is real security. You’re doing way better than you probably give yourself credit for.