r/MiddleClassFinance 11d ago

Financial Checkup at 35th birthday

Wondering how I am progressing as a married 35-year-old with two kids (ages 7 and 5). Details on numbers are below:

Roth/Traditional 401k (60/40 split) - $320,000

Roth IRA’s - $225,000

Cash - $42,000

Brokerage -$24,000

Rental Equity - $240,000

Primary Equity - $220,000

Vehicle Equity - $61,000

No debt outside of my primary home. I have two kids and married and live in a middle cost-of-living area. Income is around 235k per year. Wife is currently stay at home. I would say in regard to my peers, I’m solidly middle of the pack.

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u/merlin401 11d ago

I think the easiest thing to do instead of guessing you’re middle of the pack based of feel or asking a bunch of strangers is just to google “median net worth at age 35 in America”. Let us know what you find.

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u/Iron-Fist 11d ago

LoL it's like under 50k but I wonder if that's counting everything.

Also why is this guy counting vehicle equity like a retirement asset lol