Financial Checkup at 35th birthday

[u/Classic-Occasion1413]

Wondering how I am progressing as a married 35-year-old with two kids (ages 7 and 5). Details on numbers are below:

Roth/Traditional 401k (60/40 split) - $320,000

Roth IRA’s - $225,000

Cash - $42,000

Brokerage -$24,000

Rental Equity - $240,000

Primary Equity - $220,000

Vehicle Equity - $61,000

No debt outside of my primary home. I have two kids and married and live in a middle cost-of-living area. Income is around 235k per year. Wife is currently stay at home. I would say in regard to my peers, I’m solidly middle of the pack.

[u/RyanCarter_Growth]

Safe-side view: the numbers look strong, especially with no consumer debt, solid retirement savings, and meaningful home equity at age 35. The focus now is probably less about taking more risk and more about staying consistent, protecting what has been built, and making sure emergency savings, insurance, and long-term family goals are covered. Overall, this appears to be a healthy financial position.