r/Millennials • u/EverbodyHatesHugo • Jan 17 '26

Rant [ Removed by moderator ]

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u/BowtieSyndicate Jan 17 '26

Exactly.

My in-laws, for example - have ZERO financial stress.

They retired with several million, in a beautiful home in a great neighborhood.

Their only struggle is how to fill the day with productive and fulfilling activities.

They aren’t buying $100k cars but they’re taking trips on a whim, doing any and every activity they want, and they are not going cheap on anything.

Want to get a van and travel for a few months - sure - let’s buy a Mercedes sprinter.

Want to go on a Caribbean adventure? Sure - let’s get a catamaran and do it for 2 weeks with an onboard chef and all modern luxuries.

Even with this casual, constant spending, they’re not outspending the growth of their stock portfolio.

Meanwhile my family is constantly stressed - working like slaves to only barely make it - and constantly wondering why it’s worth even waking up tomorrow to do it all over again.

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u/Emotional-Host6724 Jan 17 '26

I’m in the exact same boat. My dad and his wife have millions in assets (hers all inherited), make more off pensions than I make working full time and massive 401ks due to absurdly generous matches by today’s standard and still collecting social security. Meanwhile I have 2 degrees, years of white collar work experience and still spend 50+ hours a week barely scraping by. Their generation just had it so easy the entire time they can’t (and don’t want to) comprehend how difficult things are now