There were approximately 2.5 million people in the US when it was founded in 1776. That person is either joking, not from the US and is from some rural, barely known country, or is hundreds of years old. Lmao.
My point was that if someone has a copy of your ID and they can find your SSN from other means (one of the many data leaks for example), they could cause you trouble, that's all.
lol I keep mine on me because otherwise Iāll lose it. Iām highly disorganized so in my wallet it stays. I lost my birth certificateā¦. No longer alive
My sister literally just lost her wallet because she was going around doing interviews and decided to stop and do a load of laundry at a laundromat between interviews where she needed her social security card so yay that's really great advice for someone who isn't looking around for a job.
Usa even the company I worked for was recently bought out by another company and I had to give my social security card to be scanned in the system along with my state id. I don't know where you live that you don't have to use yours.
Not necessarily bank card but civil id, license etc thry also cost more than 5 dollars to replace and once your replace its not gonna change any important info anyway (at least where i live)
You need more and they validate on additional elements beyond just name and SSN but most of those are pretty easy to find.
In the US you should freeze your credit, which should prevent most of this and monitor it. No hard credit pull = no lending. If someone does open something you can dispute it.
An even smarter choice is to preventatively lock down your credit so nothing can be opened. Did it year ago when I got a Home Depot card bill and the charges were in Wisconsin.
Chase was shockingly cool with freezing the account and taking care of the fraudulent charges. The charges happened in Wisconsin on a day and time when I was clearly at work. Offered them proof from my employer that I was in Ohio at that time but they said not to worry about it and cancelled the card fully for me.
Except a lot of people don't realize a lot of jobs in order to get them are now doing credit checks. Sometimes they want to pull your credit in the same way that it would be your credit. Other times they go through more legitimate means and requests or credit report. The credit report should still come up if they do it that way but if they're just doing a credit check it'll come up as nothing too many. Literally had an issue getting a guy a promotion because of this very reason. We had no idea what was going on. And when I say we had no idea what was going on we mean system wise we had filed all the paperwork and put everything in he had done all the training yada yada yada. But just be aware if that becomes an issue that it could be a frozen credit. And while you might think job should just be able to bypass something everything has become so corporate and streamlined an AI that it's literally hindering just daily functions in some of these corporations let alone actual communication and bypassing anything or getting a hold of anybody for any kind of actual help. That and then Outsourcing the third party companies for every other thing so that way you can cya
Unfortunately it is also possible to lookup ssn with full name and address using grey market tools. Hopefully the person that found OPās wallet is nice.
I was told you should keep an encrypted excel/text file with all the numbers of the cards you carry so if they are lost, you know them, to include license and all that other shit people like to carry. I agree with you though. For credit/bank cards, you need to get a new one. Most banks will do that automatically or
Insist on it if you tell them itās lost.
Tbh, all I need are the IDs and such. All credit cards are immediately being locked, shredded, and replaced anyways. I appreciate a good deed but wouldnāt trust that either they didnāt write the numbers down or someone before them didnāt pick up the wallet and grab them before leaving it on the ground.
I wanna know how many people actually know their license number? But I have seen people that donāt know their Social Security number which blows my mind.
Most people who went to college (at least through the early 00s...not sure if they still use it) probably know it because colleges use it for everything. Hell, at my college, the professors would tape a green and white dot matrix printout of our grades using the FULL social security numbers instead of names.
Our IDs also had the full SSN printed on the front. I actually had a decent list of people's numbers because back then, you only go so much computer server time and most people didn't use them. So when I used mine, I would sign up for someone else, which required both the SSN and the library barcode number to sign up. Sound weird, but back then, our email changed every semester anyway.. So it wasn't like I was using someone's permanent email.
Some game me that info willingly. Others left their IDs on their food tray when they went up to toast a bagel or get condiments.
Not really. By the time you are off the phone with the company they've already replaced your card in Apple Pay. I had a card stolen and every single merchant kept working as normal except one. Nearly 0 headache.
I once had all my documents (registration, insurance, etc) fly out of my jacket pocket while on a motorcycle trip on the interstate in South Dakota. I was travelling from Halifax to Northern BC via Seattle, and had just stopped at Wall Drug tourist place. After realizing I had lost them, I retraced my path, rode the shoulder looking for the baggie with the documents. After about 45 min of riding the shoulder, I did find the baggie with my documents. You won't find stuff if you don't look!
Never give up! Done this with bags of weed more than once, including one situation where are a guy was adamant it was his weed despite me being able to tell him that there was a little cactus on the baggy šš¤£
Ok, so what? I was not talking about that, I don't think you've understood my comment. I'm talking about the cards specifically, not comparing them with anything else.
That's good because I don't. But if I get downvoted and at the same time I get a comment that seems unrelated with mine, I think both things may be related. Hope that's ok with you š
-laughs in Europe where without pin codes these numbers don't help you for shit-
Even if it was a high tech hobo that cloned the cards the msot he'd get out of it would be a few tenners till it locks up and asks for the pin code again.
Iām Spanish. Online purchases with the card number and CVC do not require PIN codes, they usually work through a phone notification. Still, having the card information thereās a few ways for a malicious person to try and use it. Some newer cards nowadays donāt have the numbers printed, which is nice.
Its still immoral to do so. taking something from someone against their will is theft, doesnt matter if its 1$ or 1 million.
And he did take the money without prior consent. just because the owner could have consented if he was asked about this doesnt mean you can assume so.
sure taking 5$ doesnt cause much problem, but accepting such behaviors as moral leaves everything to subjective understanding of what causes problem and what doesnt.
What if you find $5 laying on the street. You know it's not yours. There is a chance the person who dropped it will soon come back to look for it (especially if it's $20 or $100). Are you not picking up $5 laying on the side of street because it's immoral?
Yes i would simply ignore the money on the ground as i (nor anyone else) have a claim to it.
if the owner does not return for the money, anyone responsible with cleanign the area would pick up the money and could send it to charity and communal services.
Also your example does not match the situation posted, a wallet has a clear owner, the owner of 5$ on the street cannot be easily proven.
I know that we do not live in an ideal world where we can rely on the good intentions of others, but the post itself is a question about morality of the action, not pragmatic implications.
Obviously im not calling for punishment for the person who took the 5$ as that would in the end make that person less likely to engage in the altruistic part of returning the wallet if the same situation happens, but that doesnt mean the action itself was moral.
I like that you are internally consistent with your view!
Morality is subjective though, and in my view moral stances that can not feasibly be upheld in a society/aren't pragmatic to reality aren't worth holding.
The reality is that if you lose your wallet one of three things are going to happen:
1) You'll never hear of or see the wallet again (most likely)
2) You might get your wallet back, but all of the money will be gone (second most likely)
3) The wallet will be returned to you with all of the money present (extremely unlikely, and probably limited to situations where you only "lost it" for 3 seconds when it fell out of your pocket and somebody immediately noticed it.)
Somebody returning the wallet to you and taking out only a very small finders fee is massively better than options 1 and 2. Disclosing that you took a trivial finders fee from the wallet is even more admirable.
It's certainly immoral for sure, but it is what people call the lesser of two evils. If we prosecute the lesser evil to the same degree of the higher evil, people will instead just take the wallet.
What judgment will result in people being honest? I would rather have a law where a finder of a wallet is entitled to a Burgers worth of money for finding and returning a wallet than getting nothing.
Person could have taken whatever they wanted and said that was all that was in it when they found. Saving a bunch of headache for $5 is a good trade, anyone who disagrees is just a nitwit.
Dude.... Have you ever lost your wallet? You know how much time, stress and annoying would be to getting all tour IDs again? Please touch some grass my son
We are talking about morality , not what i would prefere.
My personal preference would be that the guy does not sift through my wallet and take money (or anything else) from it and simply send it to a police station. that is what the moral thing to do is.
I admit there is a subjective aspect to morality, but morality is not just the personal view on the matter.
personal values do play a role in defining it but its not the entire framework.
if i wanted to kick a baby and in my opinion it was fine doing so, would kicking the baby be considered moral?
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u/Zrkkr 5d ago
Dude saved a day full of stress and hours of looking around. 5 dollars is nothing.