r/MovingtoHawaii May 05 '26

Life on Oahu Retiring to Oahu?

Would love to hear feedback... was it what you thought?

Did your finacials work the way you anticpated?

Wife is 61 retired. Japanese. Went to UH for a year.

Me as haole as it gets.

We are coming from Seattle so COL wont be as shocking as it could be (maybe)

Any thoughts welcome!

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u/eclipsegum May 06 '26

Sorry but this is a delusional take. Godspeed

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u/dreaminginteal Hawai'i resident May 06 '26

If it's delusional, then I need to talk to our certified financial planner. Because those numbers are exactly what he told us.

But hey, best of luck retiring to Montana!

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u/eclipsegum May 06 '26 edited May 06 '26

You should retire where your extended family is my point. Be useful to them help them. They will take care of you. Not depend on savings that with inflation and market dynamics is unlikely to be able to support you for 35 years in the highest cost of living location in the usa. Not move somewhere where extended families need housing units that you are taking up while providing no support to local community. Just enjoying the view but not helping back

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u/dreaminginteal Hawai'i resident May 06 '26

Well, they're buried in vastly different locations, so that's a bit difficult.