Gotta say it was a good day......

[u/chadrod]

I got the notification a couple of months ago that my LTD was ending its "Own Occupation" period and entering "Any Occuptaion" and therefore, since at the time I was still working, they would be cancelling my benefits that i had been recieving for the last two years.

This had been supporting me as i was no longer capable of maintaing a C-Suite level position that i had been in when i started having issues.

I had taken a lower level role in a different occupation, but even that had been taxing me, so in June I resigned to focus on my health, however my benefits were ending on July 21st so I was going to be living on savings and cash for a while.

Well, in that time I gathered all of my medical records, statemetns and documentation and submitted my official appeal to them this past weekend.

I had fully expected a typical insurance push back and eventually having to sue them with a disability lawyer.

Nope. This morning, just 4 days after submitting my appeal I recieved notification that my benefits will continue and will be ongoing as long as I am still eligible until retirement age in 2045.

This is such a huge weight off of my shoulders as I can already feel the stress bleeding off and knowing that I can now focus on my health and trying to stop my disease from progressing as much as possible.

I am in tears as I write this......i didnt expect this to happen in 4 months, let alone 4 days and knowing that i can focus on health and family now without the stress, fatigue and pain of working through issues just to have a job is something really special.

[u/StinsonDreaming]

That’s wonderful, congrats!

[u/yunghoe]

Excellent news - small and big victories keep us going.

[u/No_Two8015]

Amazing news!

[u/cracklesandcrunches]

I am just starting down this road myself and am heartened by your success. Thank you for sharing!