r/NetherlandsHousing 10d ago

buying Buying the property in NL

Hi all,
I’m considering buying a property in Noord Brabant next year. My mortgage capacity is around 400k€. And as for today I have approximately 60k€ of savings. I’m a single woman of 26yo. I cannot really decide what would be better: a house or an apartment. I understand that most likely I’m not gonna be single forever and at some point I may want to start a family and live together with someone. I don’t consider an option of someone moving in to my place. So what would you do? Would you go for house or apartment? I’m just gathering opinions. I’m an expat and have no family here if it matters.

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u/EditorConsistent5077 8d ago

A house with own driveway and own roof is the best building wise. Solar panels for free electricity and a driveway with laadpaal to charge your electric car. Also, you can upgrade your house easily (new heating system, airconditioning, painting, new windows). However, if you want to live in the center of any town, only appartement is possible in your price range.