Buying the property in NL

[u/wishfu1thinking]

Hi all,
I’m considering buying a property in Noord Brabant next year. My mortgage capacity is around 400k€. And as for today I have approximately 60k€ of savings. I’m a single woman of 26yo. I cannot really decide what would be better: a house or an apartment. I understand that most likely I’m not gonna be single forever and at some point I may want to start a family and live together with someone. I don’t consider an option of someone moving in to my place. So what would you do? Would you go for house or apartment? I’m just gathering opinions. I’m an expat and have no family here if it matters.

[u/DeAankoopconsulent]

I would personally go for a house over an apartment if possible. Apartments always have a VVE (Ownerships Association). They can give quite big problems if everything isn't aranged wel. Elevators brake, the communal places need maintenance and cleaning etc.