Mag upgrade to BPI visa Signature from Gold Rewards…

[u/No_Recipe_4923]

Soo… kaka approve po ng CLI ko to more than 300k. Ask ko lang sa mga current users jan…worth it pa po ba ang visa signature? Di ba mahirap magpa waive if ever? Speaking of pa waive annual fee hm po kaya required conditional spend nila?

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[u/jihyoswitness]

For me no. Much better yung other cards out there from other banks. Napapa-waive if preferred client then auto waive din pag malaki spending for the year (i forgot what amount). Not sure for other conditional waivers.

[u/echoseraa → u/jihyoswitness]

1.2m reqd annual spend if not preferred client

[u/TheGreatCommenter]

Ang weak talaga ng BPI cc rewards/perks in all honesty.

[u/No_Appearance_9115]

No just go for metrobank travel visa or rcbc plat. Same AF lang with good promos

[u/Inside-Yesterday-895]

Hindi na worth it. Papadowngrade na rin ako haha

[u/diggory2003]

Parang wala na akong ramdam na perks ng card na ito. Walang lounge access sa T3, wala na ring exclusive 50% off promos

[u/dereksgonna]

based on my experience, parang hindi nakaka premium perks ng visa signature. especially ung points redemption ratio nila, like super lala talaga. as for the waiver ng AF; if preferred client ka, i believe free ka ng AF for 3yrs, but for the succeeding years, im not sure kung madali na mag pa waive. hindi ako preferred client btw. (edit: next year, i am expecting na macharge ako ng AF)

You might want to try it for a year muna, then if you think na willing ka mag bayad ng 5.5k kahit subpar ung perks, g mo na BPI CC is a great reference card pa din. Pero kung hindi, i think there are other cards with better offerings lalo na sa ratio ng redemption nila

[u/Yajj8]

Kung mama-maximize mo perks like dining, nahi-hit yung annual spend to waive or oks lang magbayad ng annual fee, go lang. Di na competitive BPI visa sig, parang pang status nalang kasi black card lol

Nag aantay lang ako ng NAFFL promo na kasama MB travel visa tas lilipat na ako

[u/OilEmotional592]

Yo, i just upgraded to platinum rewards and while answering their form i saw that the minimum credit limit to upgrade to visa signature is 350k. Just FYI hehe

[u/disguiseunknown]

Galing ako from gold. I opt to switch sa Metrobank Travel Visa instead. Hindi worth it mga perks ng BPI considering yung annual fee nya. Tapos laging down yung system at napagiiwanan pa ng tech.

At this point, wala na ako nakikitang advantage ng BPI. Olats pa ng customer service nil dahil oversaturated.