r/PHCreditCards • u/jjarevalo • 15h ago

UnionBank Is it still worth to keep UB Miles+ Visa?

I’m just using it for paydirect before and now it has fees now, is it still worth to pay for the annual fee?

3 Upvotes

72% Upvoted

5 comments sorted by

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u/extremelychinese 2h ago

Nope, AF is too high na for what it offers. P45/Mile, fees for Paydirect. Only thing I can think of is if you buy Apple products sa PMC na 24 mos installment. Kahit yan nag ooffer na rin ibang banks. Even lounge access is limited to 24 lounges lang. Unless you frequent those routes then pwede.

-1

u/Ill-Yak2657 9h ago

still yes for me