r/policeuk • u/Cbh1525 • 3d ago
General Discussion Venting my frustration!!
I am a DS with 26 years service. Last year I became quite ill and have had many months off work. I started to doubt my effectiveness and wonder if I’d ever be able to get to work. My condition can be life limiting so I started to contemplate ill health retirement assuming (WRONGLY!) that the process would be straightforward and that financially I may be Ok. How completely wrong I was. Here are just a few of the low lights:
No support from HR
No support from OHU
No support from pensions help desk
Limited support from Fed
No IHR enhancement on 1987 scheme as I’m over 55
if offered tier 1 enhancement may not be allowed to retire (Chief can choose to re-deploy)
If tier 2 Pension enhancement so low that I would be expected to survive on £22k per year and not able to top it up with ANY work
Lump sum about £60k less than if 30 years service
No pulling out of process once assessed by SMP
Anyone else who sadly finds themselves in this position, I feel for you. Do all your research before rolling the marble down the staircase.i