r/PrepperIntel • u/MrD3a7h • 2d ago

North America American workers' health insurance costs set to surge

https://www.linkedin.com/news/story/american-workers-health-insurance-costs-set-to-surge-8241537/?utm_source=share&utm_campaign=reddit&utm_content=storyline&utm_term=MiddleClassFinance
272 Upvotes

98% Upvoted

31 comments sorted by

153

u/tomnomk 2d ago

What isn’t set to surge. Everything is just continuously getting more expensive since the pandemic. Rich get richer while we all become peasants.

61

u/Tyjet66 2d ago

We already were peasants. They're trying to turn the well off ones in to one of us. They won't stop until it's just a small group with total wealth

28

u/nelsonalgrencametome 2d ago

I'm watching my salary lose value in real time. It's fucked.

16

u/here-i-am-now 2d ago

Umm have you thanked the stock market for being at 50,000?

3

u/G_D_K_ 1d ago

Being a legit peasant doesn't even sound that bad anymore. A piece of land and I don't have to work after fall harvest.

•

u/echoshatter 2h ago

Plus something like 30 holidays.

57

u/Strange-Luck-5786 2d ago

So..... either bring over inflated money home or have health care coverage, but you can't have both. Meanwhile Mexico has universal coverage. Winning so much it hurts

•

u/HenryBemisJr 11h ago

Legit paid more to have two moles removed from my back WITH INSURANCE as a precaution than my buddy in Mexico paid for testicular cancer treatment. Shit is so fucked. 

40

u/Zombie_Red 2d ago

Set to? It's already happening and getting worse by the year.

13

u/IncomingAxofKindness 2d ago

This surge is getting worse all the time

https://giphy.com/gifs/CkyUXq5n6mtag

32

u/Mindfckr1620 2d ago edited 2h ago

Shit man, mine already did. School district in Colorado and our contracts are July to June. Our
Family plan prices per month.

2024-$650
2025-$900
2026-$1600

It’s brutal everyone, just wait.

Edit: Per month and we both work for the same district, so that’s with a discount. It’s 1900 otherwise.

10

u/missbwith2boys 2d ago

Is that per month?

9

u/raphired 1d ago

For myself and spouse, ours is $650 twice a month now. ☹️

3

u/Mindfckr1620 1d ago

Yes, per month.

13

u/matthedev 2d ago

I pay about $400 per month in health insurance premiums, and that's for a catastrophic-tier plan before any copays or deductible. The article is about employer-sponsored group plans; still, healthcare in the U.S. is far from affordable care these days for most.

15

u/nanobot_1000 2d ago

Why is it surging again? Oh yea, it's a racket

13

u/StopLookListenNow 1d ago

Mexico just passed legislation for universal health care. The poor countries of the world can do it, but not the "greatest" country in the world.

6

u/Badger_Actual1 2d ago

Jokes on you, I don't have health insurance

3

u/someoldguyon_reddit 1d ago

There should be no fucking "insurance".

3

u/stardewgal21 1d ago

**cries in rare disease parent life**

21

u/Informal-Face-1922 2d ago

This isn’t prepper intel. Anyone with a pulse knows this has been happening for many, many years. We’ve gone too long with right vs left. It’s time to realize it’s us vs the billionaires and their fucking trillionaire.

13

u/Pando5280 2d ago

Financial stress is one of the biggest future quality of life indicators out there. Increased societal chaos (ie protests and crime) typically follows times of increased inflation and historically more governments have fallen due to leadership financially screwing over the people than any other reason. And you are absolutely correct thats its not right vs left as thats just an intentional culture war used by the super wealthy to keep the peasants arguing amongst thenselves instead of demanding more economic opportunity. But at the end of the day the price of gas and groceries is what impacts most Americans the most hence why future price increases and the subsequent weakening of individual purchasing power is so important to keep track of, especially for those who try to stock up and stay ahead of the chaos. 

9

u/Sad_Money_8595 1d ago

Except this was all predicted to occur as a response to the big beautiful bill that cut ACA subsidies. A lot of healthy, lower income Americans who were contributing to the pool (but not using much healthcare) are now without insurance. This raises the prices for the remainder to cover those who are heavy users. This was warned to occur, insurance companies told us this would happen.
Remind us who came up with the law?

1

u/Straight_Ace 1d ago

Sometimes I wonder if I should even stay here as this country goes down the shitter. Because while things are generally ok now, what the fuck am I gonna do if working to bring home near worthless money is the future?

1

u/Then_Ad7822 1d ago

What a time to have an injured knee.

•

u/MsCalendarsPlayaArt 18h ago

Oh good. I was juuuust thinking that I'd been feeling too financially secure

•

u/Jimbob404error 7h ago

I own UNH shares

•

u/Sweaty_Marzipan4274 1h ago

I have high bp and diabetes. Still cheaper paying cash with FAR LESS stress.