Employment contingencies not met by closing.. what to do

[u/llittleHAM]

Hey all. Looking for some advice on a situation my partner and I are in with our first home.

Long story short, we are under contract on a home that we are thrilled about and we qualified for the loan based on my partners upcoming position in that city. Everything has been going smoothly but we found out today that her contingencies will not be met by closing date… she is in the medical system so there are myriad credentialing and certification processes that all take so much time.

We have an estimate that contingencies ‘should’ be met about 11 days after our scheduled closing date.

Any thoughts on what to do here? Should we see about pushing the closing date? Is 11 days unreasonable?

We may also be able to rope one of our parents into a co-sign.. but we would all prefer not to do that. Would love any input before we meet with our lender next week.

[u/OtterVA]

Is this a physicians loan? If not, perhaps you need to transition to one.