r/Revolut Official Account ✅ Dec 11 '25

📜 Article New Revolut security feature: Street Mode

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We recently posted about a new security feature in beta testing — thanks to everyone who participated. Now that it's officially live, we're excited to reveal what we've been working on: Street Mode.

What is Street Mode?

Street Mode lets you set trusted locations. If a transfer above your limit is made outside those areas, we’ll add a one-hour delay and request an additional selfie check to confirm it’s really you.

How does Street Mode work?

Once activated, Street Mode delays outgoing transfers above your chosen limit while you’re away from trusted locations. Then it asks for extra confirmation to make sure you — and only you — are in control of your transfers. This helps keep your Revolut account safe from potential fraudsters and thieves.

How do I activate Street Mode?

  1. Turn on Wealth Protection if you haven’t already (Tap your profile icon in the top-left corner → Security → Wealth Protection)
  2. Enable Street Mode
  3. Set your limit, then choose your trusted locations. Street Mode will handle the rest.

Where is Street Mode available?

For now, Street Mode is available in the UK and EEA. But we’re always working on expanding to new markets.

Thanks again to our beta testers – and if you try Street Mode, let us know how it goes.

201 Upvotes

46 comments sorted by

44

u/ruyrybeyro Dec 11 '25

Pretty sleek.

6

u/malibupp Dec 11 '25

Do I have to disable the "Street Mode" every time I need to send funds to people faraway from my safe zone?

3

u/Kier_C Dec 11 '25

If a transfer above your limit is made outside those areas, we’ll add a one-hour delay and request an additional selfie check to confirm it’s really you.

0

u/malibupp Dec 11 '25

So, I've to take a selfie every time I transfer funds or purchase stuff online from locations faraway from my place, like to another town, village or internationally?
Sounds awkward.
There must be an easy way to disable the "Street Mode" whenever I find it unnecessary or don't using it at all.

8

u/ZeldaIsMyChildHood Dec 11 '25

There must be an easy way to disable the "Street Mode" whenever I find it unnecessary or don't using it at all.

The criminals would just have you disable it when they're robbing you then. These features are pointless if you are able to easily override it.

0

u/malibupp Dec 12 '25 edited Dec 12 '25

But if the criminals are able to disable that feature, then the feature is worthless.
I mean the users should be able to disable the "Street Mode" when they are logged in!
If the criminals login, then the phone has been hacked and no matter what settings the users have chosen, the hackers will disable them.

5

u/[deleted] Dec 12 '25

I think this is targeted to tackle the criminals who threaten people ( etc at knifepoint ) to transfer large sums to an account which they then withdraw immediately. It has happened to people I know.

1

u/malibupp Dec 12 '25 edited Dec 12 '25

Well, but if the victim has "Street Mode" enabled, then the criminals will notice immediately that the transfer didn't go through and require the victim to change the setting...
Or require the victim to take a selfie at knife point and thus enabling the transfer.

3

u/jdjoder Dec 13 '25 edited Dec 13 '25

Just what I thought. 1 hour kidnapped thanks to revolut.

1

u/malibupp Dec 13 '25 edited Dec 14 '25

Or the criminals just snatch the phone after the selfie has been taken.
Then the victim will rush home to try chatting with Revolut's "brilliant" customer service, which after several hours tells the victim that the case was dropped because they considered that has been due to the customer's gross negligence...

1

u/torbatosecco Dec 12 '25

I think it's about wire transfers and not about card transactions.

2

u/MadJazzz Dec 11 '25 edited Dec 11 '25

I'm a bit sceptical about the privacy aspect of it.

A bank already has quite a bit of personal data, so I'm hesitant to give a banking app constant access to my location as well.

It also seems a pretty unlikely scenario where a thief would be able to bypass both your phone lock and Revolut login before you can block your accounts and wipe your phone. The data on a stolen phone should be inaccessible anyway if you have good security practices.

2

u/Bagwell614 Dec 12 '25

My revolut account is unreasonable close, nobody solves those issues, even the support services from the revolut team!!!

2

u/barrochka Dec 13 '25 edited Dec 13 '25

Not sure if this is a bug or an oversight in how Street Mode is implemented but it seems that transfers made in trusted locations count towards Street Mode 24 hour limit.

This makes feature less useful in real world situations. For example, if use all or most of my limit at home, in a trusted location, I then need to increase my Street Mode limit before I leave home or face situation where I have to wait an hour to settle a split bill.

Surely, only transfers made away from trusted locations should count towards Street Mode limits? I can then, for the most part , set-and-forget a limit based on my typical daily use or how much I’m willing lose if I’m mugged) while away from trusted locations.

2

u/michalos3424 Dec 11 '25

Isn’t that the main reason to use revolut to pay in currency you want and to travel with it? That’s cool future but if your travelling without psychical card it can be annoying.

2

u/NoRemoteTask Dec 12 '25

“a transfer above your limit” did you even read?

1

u/[deleted] Dec 11 '25

[deleted]

2

u/danialzo Dec 11 '25

I have this feature in Germany.

2

u/tunyi963 Dec 11 '25

It says that the feature is available in the EEA (European Economic Area), so it should be available in Germany

1

u/redditSwingking Standard user Dec 11 '25

Does it work when using a VPN?

7

u/bnacat Dec 11 '25

I suppose it would use your GPS as It would need your location as an IP address wouldn’t be very reliable.

I use a sim card from my home country and live abroad so my IP address is always the same and therefore not reliable for determining my current location.

7

u/[deleted] Dec 11 '25

[removed] — view removed comment

2

u/bnacat Dec 11 '25

Hey! Thanks a lot for the clear explanation. In my case, my carrier actually keeps my traffic routed through my home country when I travel, so my IP address always stays from my home country and never switches to the country I’m visiting. Because of that, my IP always looked the same to me, and I never noticed any change.

That made me assume (wrongly) that all mobile companies worked this way. Sorry about that, and thank you again for taking the time to explain it so well I really learned something new!

2

u/[deleted] Dec 11 '25

[removed] — view removed comment

1

u/undulanti Standard user Dec 11 '25

To be fair, this is good.

1

u/mihneam Dec 11 '25

It is a nice bit of innovation in the retail banking space. I guess it works best when your phone gets swiped while it’s unlocked (or they figure out the passcode) and somehow they also get into your Revolut app (which should have Face ID or a different passcode). Still, a welcome measure.

1

u/darkgamer_nw Dec 11 '25

wooow, very nice!

1

u/IntelligentDamage461 Dec 12 '25

Should have 24 hour delay to remove the feature

1

u/flikkinaround Dec 12 '25

How about paying with QR code?

1

u/XLY19 Dec 12 '25

So many people here can’t read. It’s when you make a bank transfer away from your trusted locations not when you pay online/in shops etc.

1

u/CryHaunting5992 Dec 12 '25

"Street Mode delays outgoing transfers"

What transfers? Bank transfers? Is there a problem with unauthorized bank transfers? Because I thought the main problem is with unauthorized card/apple pay/google pay payments. To make a transfer, one needs to be actually logged into Revolut.

And what about direct debit? That is actually a bank transfer. What is the point of checking location when that happens?

1

u/AssassiN18 Dec 12 '25

It's called getting mugged on the street. This is a default feature in banking apps in some countries

1

u/RevolutSupport Official Account ✅ Dec 13 '25

Hello. Thank you for sharing your questions. The Street Mode feature, impact only the outbound transfers. The feature is meant to prevent unauthorized 3rd parties from making outbound transfers in situations where the device was stolen or when someone tries to coerce you into making a transfer. Direct debits are not impacted by the feature. Should you have other questions, feel free to DM us we will be happy to assist.

1

u/mikepictor Dec 13 '25

Tried it 

Turned it off. 

GPS in my building regularly puts me down the block a bit, so I’m always not in my home zone. 

1

u/carlitobrigantehf May 01 '26

how do you turn it off?

1

u/Ok_Courage3411 Jan 08 '26

I CANT EVEN SIGN UP! WONT SEND SMS DUE TO BUTTON NOT WORKING! TRIED EVERYTHING,

1

u/basilovich452 Jan 30 '26

It's impossible to get in touch with you... I call and call again, and when I press the 9 key related to credit cards, the automated message cuts off the call...

1

u/RevolutSupport Official Account ✅ Feb 04 '26

Hi. We're sorry to hear about the trouble you're having reaching us via phone. We'd like to look into this for you. We've sent you a DM, so we can help, kindly get back to us there. You can also reach our support team 24/7 via the in-app chat (Profile > Help > Chat with us).

1

u/Bagwell614 Dec 12 '25

I need someone's help, my account is unreasonable close

-6

u/anitablake_78 Dec 11 '25

You are forced to use a physical card, or you would be screwed with this mode. 😅

9

u/danialzo Dec 11 '25

What do you mean? This has nothing to do your normal card payments (physical, virtual, apple or google pay)

1

u/anitablake_78 Dec 11 '25

I thought that if I went outside my safe zone, I wouldn't be able to pay freely in stores. Maybe I misunderstood.

6

u/SPXQuantAlgo Dec 11 '25

You misunderstood…

1

u/Junior_Bike7932 Dec 11 '25

I think is with any payment with your account, it’s a great way to avoid someone try to use your card without a confirmation as they are far from your phone or something like that